
Employee Benefits
- Group Health Insurance
- Group Dental Insurance
- Group Long Term & Short Term Disability
- Group Life & Accident
- Vision Plans
- Voluntary Supplemental Products
- Employee Assistance Programs
- Flexible Spending Accounts (FSA)
- Health Reimbursement Arrangements (HRA)
- Health Savings Accounts (HSA)
- Key Person
- Individual Plans
- International Plans/Expatriate Plans
- Long Term Care

Services
- Renewal Presentation/Rate Negotiation/Underwriting Analysis
- ACA Compliance
- ERISA Advice
- Pre-Renewal Feedback & Strategy Meetings
- Management Reporting System
- Advice & Counsel/Benefit Selection
- Employee Contribution Analysis & Benchmarking
- Group Open Enrollment Meetings/Webinars/Conference Calls/Video Conferencing
- Individual Employee Meetings
- Employee Services – Claims Escalation/Resolution
- Employee Advocacy Services
- Client Benefit Web Sites-Employee Communication/Self Service
- Web Enrollment Services
- Benefit Plan Audits
- Compliance –ERISA, 5500s, SPDs, HIPAA, State Mandates
- COBRA Services

Expertise in Multiple Industries/Business Cycles
- Startups
- Technology
- Clean Energy
- Venture Capital
- Private Equity
- Law Firms
- Medical Practices
- Life Sciences
- Real Estate
- Manufacturing
- Retail
- Business Services
- Non-Profits
- Mergers & Acquisitions
- Foreign Companies Establishing US Presence

Human Resources
- Policy Development/Handbooks
- Compliance
- Recruiting/Staffing
- Terminations/Reductions in Force
- Performance Management Systems
- Compensation Strategy
- Change Management/Executive Coaching
- Rewards & Recognition
- HR Audits/Practices Review
- Sexual Harassment Avoidance/Diversity Training
- Payroll/PEO/ASO/BPO Consulting
“I used to dread our annual open enrollment period. Until we began working with Bruce, we did not know just how little our past broker was doing for us. Bruce prepares detailed analyses of our insurance options and clearly explains our choices each and every year. ”
Massachusetts Eye Research and Surgery Institution Waltham MA